We exist for workers and their employers -- who are the backbone of our economy. That is where Centivo comes in -- our mission is to bring affordable, high-quality healthcare to the millions who struggle to pay their healthcare bills.
Summary of role:
The Underwriting Analyst/Underwriter role will sit within the Healthcare Finance & Analytics Team and will support the boarder sales team by developing and delivering financial (including underwriting, actuarial and stop loss performance) analyses to support the business.
This role will work cross-functionally across Growth, Client Success and Network functions to clean, analyze, and synthesize data to share with technical and non-technical audiences.
The role requires a strong understanding of health care delivery and health benefit plans as well as sophisticated data analysis skills and expertise in analytics software. The Analyst should be able to understand the strategic business implications, to Centivo and our clients, of the analyses and quantitative assessments.
Responsibilities Include:
Design, develop and implement pricing models, inclusive of risk sharing methodology that align to company financials and business results and also align with sales process and support delivery of the sales results
Design, develop and maintain financial/underwriting models to support sales, RFP responses, renewals and provider/network contracting processes
Work in collaboration with other teams/departments to drive improvements in stop loss processes, including providing technical analysis on stop loss quotes, renewals, etc. Support or lead negotiations of stop loss proposals as needed.
Assisting Growth team and benefit advisors and employers with plan design, contribution modeling, development of premium equivalents and benefit plan accrual rates.
Providing technical analysis on stop loss quotes, renewals, etc.
Work with Client Success team and Healthcare Analytics team to develop year-end client reviews and renewals
Qualifications:
Bachelor’s degree in a quantitative discipline (math, actuary, statistics, risk/insurance, economics, econometrics, financial analysis)
4 years' experience in healthcare or health insurance
2 years' experience underwriting fully insured and self-insured cases
2 year's experience with stop loss placement, negotiation, pricing or underwriting
Sophisticated skills with analytical, spreadsheet and database tools – Excel, Tableau -SQL is a plus
Knowledge of health care, preferably in the context of claims, reimbursement and risks
Ability to prioritize and organize own work to meet deadlines
Excellent verbal and written communication skills including the ability to clearly communicate and understand complex or technical information
Mastery of Microsoft office tools – PowerPoint, Word etc.
Preferred Qualifications:
Skills & Interpersonal Behaviors and/or Leadership Skills:
Strong interpersonal skills, establishing rapport and working well with others
Customer-orientation
Work Location:
· This is a fully remote role.
Values:
Resilient – This is wicked hard. There is no easy button for healthcare affordability. Luckily, the mission makes it worth it and sustains us when things are tough. Being resilient ensures we don’t give up.
Uncommon - The status quo stinks so we had to go out and build something better. We know the healthcare system. It isn't working for members, employers, and providers. So we're building it from scratch, from the ground up. Our focus is on making things better for them while also improving clinical results - which is bold and uncommon .
Positive – We care about each other. It takes energy to do hard stuff, build something better and to be resilient and unconventional while doing it. Because of that, we make sure we give kudos freely and feedback with care. When our tank gets low, a team member is there to be a source of new energy. We celebrate together. We are supportive, generous, humble, and positive .
Who we are:
Centivo is an innovative health plan for self-funded employers on a mission to bring affordable, high-quality healthcare to the millions who struggle to pay their healthcare bills. Anchored around a primary care based ACO model, Centivo saves employers 15 to 30 percent compared to traditional insurance carriers. Employees also realize significant savings through our free primary care (including virtual), predictable copay and no-deductible benefit plan design. Centivo works with employers ranging in size from 51 employees to Fortune 500 companies. For more information, visit centivo.com .
Headquartered in Buffalo, NY with offices in New York City and Buffalo, Centivo is backed by leading healthcare and technology investors, including a recent round of investment from Morgan Health, a business unit of JPMorgan Chase & Co.
$75K – $85K • Offers Equity • Offers Bonus
Pay Transparency
The ranges we place in our job postings reflect what we anticipate to be the minimum to maximum of the base salary for this role. Additionally, our overall benefits package includes a few things you may consider towards a total compensation such as bonus, health benefits (some employer paid), PTO, and equity option grants.
...OUR JOBS MEAN MORE YMCA Group Exercise Instructor's play a critical role at the YMCA. They teach youth and adults exercise techniques... ...respect the Y build your resume CLASS FORMATS Yoga Pilates Meditation Tai Chi TRX Suspension Training...
...candidate must have an active FL medical license and DEA. MQSA required. The Radiologist must be proficient in all areas of diagnostic radiology to include, CT, Ultrasound, MRI, fluoroscopy. Must be able to read mammography to include stereotactic biopsies, needle...
...obstacles to most patients' health care, which are time and money. The Care Coordinator works hand-in-hand with the doctors to manage each patients case. The Care Coordinator develops a very close relationship with patients and must have incredible communication skills....
...review the Benefits Eligibility Summary Job Summary: Provide friendly guest service at Colter Bay Village by assisting with laundry and shower facilities, handling payments, and maintaining clean, safe spaces. Must be able to work weekends and evenings and perform...